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Low Rates - Low Fees - Honest and Dependable Service At Excel Mortgage we value customer satisfaction. We take pride in offering the lowest rates, personalized services and very low fees. Call today and speak to a live person - not a phone system! Our knowledgeable representatives will assist you in your purchase of your new home or with a refinance of your current mortgage for a lower rate. Wondering if now is a good time to refinance? Welcome to Excel Mortgage Corp USA, where you'll find out how we make the process of qualifying, applying, and getting approved for a mortgage loan simpler than you ever imagined. We can make it an easier and smoother process for you!!. And we do! Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage brokerage. We know the ins and outs. Navigate our website to learn how we make getting a loan easier and faster! It is important that you understand the features of your home loan and that it meets your financial needs. We can assist you in that determination. As a wholesale mortgage broker we provide choice, convenience, and control throughout the loan process. We offer a full suite of lending products because we recognize the importance of having the right loan for every situation. A Fixed-rate mortgage may be a good choice if you plan to stay in your home for a long time or if you feel more comfortable knowing your payment cannot change. An Adjustable-Rate Mortgage (3/1, 5/1, 7/1, and 10/1 ARM Programs) is a mortgage in which the interest rate and payments are fixed for a specific length of time. Subject to certain limitations, the rate and payments on an ARM loan rise and fall with the market. ARMs allow you to pay a lower introductory interest rate than many fixed-rate mortgages offer. Your interest rate and payment are fixed for the initial fixed rate period of 3, 5, 7, or 10 years, depending on the program you select. After the initial fixed period, your interest rate and payment will follow the movement of the index up and down, with certain limits. An interest-only option is available for these products. It is important to note that with an ARM, you may have a substantial increase in payment after the fixed-rate period and the interest rate over the life of the loan can typically increase five to six percentage points above the initial interest rate.
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EXCEL MORTGAGE CORP USA - 34 DARBY ROAD - PAOLI, PA 19301
Office Phone: (610) 647-5454 Fax: (610) 647-7280 Toll Free Phone: (866)-71-EXCEL
postmaster@excelmortgageusa.com
Licensed by the PA Dept. of Banking #21353
Licensed by the DE Dept. of Banking #901385
NMLS#101145
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